Building an emergency kitty using mutual funds

What are emergency or contingency funds for? Many a times in life there are situations where you need money immediately. For example, if you lose your job, if your car breaks down or suffers a major accident and needs to be repaired, if you or a family member need to be hospitalized, or you need…

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An Introduction to the Financial Markets

What are the financial markets? That’s a good question, because financial markets go by many terms, including capital markets, Wall Street, even simply “the markets”. Whatever you call them, financial markets are where traders buy and sell stocks, bonds, derivatives, foreign exchange and commodities. These markets are where businesses go to raise cash to grow,…

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5 Ways to Outperform the Market. Which One Is Safe?

How to Outperform the Market Without Taking on Too Much Risk Outperform the market means doing better than the market average. It’s also known as beating the market. It happens when your investment portfolio does better than the 7-10 percent annual average the stock market has done over time. Market analysts use the term to…

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Who Invests in Hedge Funds and Why?

The primary investors in hedge funds are institutional investors. These are professional investors who manage large amounts of cash. They usually work for pension funds for corporations, government workers, and labor unions. They also manage sovereign wealth funds for entire countries. They handle the cash assets of insurance companies, corporations, and trust funds. Institutional investors…

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